4 Best Health Insurance Options for Parents

​As a parent, attending to your children's needs do not end at putting them through a decent school or feeding them since you also have to take good care of their health. Most of the time, people tend to take their health for granted given the corresponding cost it involves.

Some parents are having a hard time looking for a reasonably-priced health insurance coverage for themselves and their children. If you feel that it has been a daunting task to find one, here are some options you may consider:

1. Government Assistance Program
   A government assistance program is designed for low-income families so they can get help in paying for health care. Usually, this kind of program gets funding from the state and the federal government. 
   
   Each state has a particular set of requirements which consider factors like the family size as well as income. With a bit of research, you'll surely find out whether your family is eligible or not.
   
   
2. Insurance Through Your Employer
   Try to check if your employer offers health insurance. If they do, you should try applying through your company’s employer-sponsored insurance program. 
   
   
3. Short-term Health Insurance
   You may purchase a short-term health insurance policy which provides temporary benefits if you’re waiting for your company-sponsored insurance coverage to start. 
   
   If you or your children need immediate coverage and won’t be able to wait until your new insurance policy takes effect or you are currently beyond the open enrollment season, then this may be an option.
   
   
4. Your Parent’s Insurance
   In most cases, you can still be covered by the health insurance of your parents until you’re 26. This circumstance means young adults who married early and have children are part of it. Rules on eligibility may vary for each state and plan. 
   
   If you’re thinking about your parent’s insurance policy as a health care option, your parent may probably try enrolling you in an employer-based plan as soon as open enrollment period begins or during a particular enrollment period.

What’s crucial is you get insurance for you and your children so you don’t have to spend so much on health care costs since regular doctor checkups and more importantly, injuries or treatment for long-term illnesses will be less burdensome.

At Insurance Marketplace, Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (541) 779-0177 or Click Here to request a free quote.